Inspect Your Roof Before Your Insurance Company Cancels Your Policy!

You might be surprised to learn that your insurance company can legally cancel your policy if your roof is in bad shape. But don’t worry – you can take steps to prevent this from happening.  

Take a Good Look at Your Roof

Even if your roof is performing adequately now (at least in terms of holding rainwater and the elements at bay), it may be unhealthy and ready to fail. Here are some dead giveaways that a roof is under severe stress, a situation which could easily provoke an insurance company into refusing to issue or renew your coverage.

Popping Shingles

“Popping” shingles are often caused when storms and high winds dislodge and lift roofing shingles. They can also arise when changing temperatures expand and contract the shingle, dislodging the nails. Popped shingles are very bad news, because moisture will begin to seep into and around the shingle nail, causing expansion of the wood sheathing and rusting of the nail shank rings.

Moss Growth

Moss can easily grow on a shingle roof, especially in cool, damp environments where shade from trees or other structures creates ideal conditions. Moss often begins growing in the cracks and crevices between shingles, where moisture tends to collect. While a small amount of moss might not seem like a big deal, it can really hurt your roof. Moss holds moisture against the roof, which can lead to shingles lifting and increase the risk of leaks.

Damaged Gutters

While damage to gutter systems in the form of rust or discoloration might seem at first to be a negligible problem, it may be a tell-tale sign of serious roof decay.

If the situation persists for too long, a bad roof can cause the complete failure of the gutter system. Obviously, this roof is a prime candidate for a complete replacement!

Damage to Facia or Soffits

Damaged exterior facia or soffits can be signs that the roof is failing. The attached facia on the underside of this porch is detaching. This is happening because the entire porch roof area above it is rotted and is allowing water to leak through it.

The area immediately above the facia area shows deformation of asphalt shingles and wide cracks between the shingles. This will allow damaging water infiltration into the structure.

Fix it Fast!

Small problems can turn into big headaches—and big repair bills—if left unchecked. Handling repairs right away can save you from a lot of stress, and a potential insurance policy cancellation. It’s a smart move to arrange for a King Quality roof inspector to inspect your roof – they are professionals who know exactly what to look for!

Remember, it’s best to view your roof replacement not as an expense, but as an investment that pays out over time by saving you bigger problems down the line. Plus, there’s no better way to show your insurance company that you’re committed to take care of your home than putting on a new roof!

If your roof needs help, King Quality is ready. Our qualified, certified experts handle every roofing job, providing lasting peace of mind. We back all our roofing projects with warranties, giving you confidence and peace of mind for years to come, plus affordable payment plans to finance it. With our proven track record, homeowners can trust King Quality to deliver excellence. Check out our 2,500+ positive Google reviews to see what our satisfied customers say about our high level of service.

Contact us today at 914-313-0014 to schedule a complimentary consultation and discover the royal treatment for you and your home.